Affluent Life FP_Logo_Horizontal_RGB

Our Services

Super

Superannuation is one of the most tax effective vehicles in Australia and will likely be your main source of income in retirement. Understanding your risk levels and investment selection is important to achieve your target returns.

Cashflow

It’s important to understand your cashflow to see what savings capacity you have to meet your financial goals. It’s about understanding your behaviours around money to get your money working harder for you.

Retirement planning

Everybody wants to retire as comfortably as possible. It is never too early to start. We will create a long-term strategy (road map) to understand what the future may look like. Once retired, it’s time to relax and spend time doing the things you love.

Debt management

If you get your debt right, financial security will follow. Debt touches most things that we do. We help you ensure that your loans are structured properly, so that you can optimise everything else that debt touches.

Investments

The three broad things in which you can invest are shares, property and cash fixed/interest. All investments have risk at different levels. We take the time to assist you to identify which type or types of asset class makes most sense.

Children’s education/ investments

Worried about future property costs or educational needs for your children/ grandchildren? There are ways you can create a tax effective investment on their behalf which can be passed down to them at a certain age helping them get a head start in life.

Tax planning

Optimising your tax planning unlocks enormous potential for your financial plan. In fact, getting the tax planning right is typically more important to your financial performance than just about any other aspect – including things like choosing the right investment & structure.

Estate planning

Making sure your wealth goes where you want it to is not just a simple matter of preparing a will –You also need to consider things such as your superannuation benefits, family businesses, assets owned by legal entities such as family trusts as well as assets owned as joint tenants, etc.

Personal Risk insurance – Life, TPD, Income protection & Trauma.

You stand to make a lot of money over your lifetime and protecting yourself is one of the smartest investments you can make. If you have dependants, it’s an obligation to ensure they are provided for when you are no longer here.

How can we help?

If you’re a small business owner, young family, someone approaching retirement or a professional looking to maximise their wealth and create a solid financial plan for your future, we want to understand what’s important to you and help you maximise your wealth and live the lifestyle you desire. 

How do we work?

The process up front can be broken down into 3 steps.

 

Starting with a complimentary 1st meeting (1) to find out what’s important to you, we then present you with a second meeting (2) with tailored advice and smart strategies to help you in your journey towards financial freedom. We implement the plan and will contact you to arrange ongoing review meetings (3) to ensure we are on track and make change where need.

 

Trust, honesty, integrity and value for money are important to you and they’re important to us. We’ll always be straight up with you, offer our expert advice and coach you.

 

We’re always on the front foot. We keep you on track with regular communication and meetings. We are in your corner, and we will look after all of your financial needs, so you can spend more time with loved ones and enjoying the things you value in life.

Cutting edge software

We have the tools to help you get sorted financially. You will no longer be hunting through spreadsheets and filing cabinets, because all your financial information can be securely stored in the cloud for easy access, with the ability to use online budgeting software which does all the legwork for you.
Moneysoft Login
laptop-tablet-phone-table-outdoors